A note from the Secretary of State of Idaho Office:Dear Idaho Business Owner, The U.S. Treasury Department announced that although the beneficial ownership information (BOI) reporting requirements are still in effect, it will not enforce any penalties or fines against companies that fail...

Notice to Business Owners, released by ID Secretary of State on February 21, 2025: Dear Idaho Business Owner, If you have not yet submitted your beneficial ownership information (BOI), we are reaching out to inform you of an important update regarding the federal Corporate Transparency Act (CTA)....

Do you know how income tax brackets really work?    Find them puzzling? You’re not alone.   One common misconception is that you pay the highest rate on all your income. The reality is that there’s different rates for different buckets of income....

It’s a simple question that forms the foundation of a sound financial plan.Whether to preserve wealth, create a legacy for your beneficiaries, indulge in unique experiences, or make a lasting charitable impact, you’ll need a clear vision of what your goals are. Your reason for saving directly...

This excerpt from article by colleague Russ Thornton offers a visual guide to planning how you’ll save for your retirement—and spend your time meaningfully when you get there.   Retirement planning would be much simpler if we knew how long we’re going to live....

Periodic rebalancing is one of the keys to effective portfolio management. In this week’s article, hear from Nick Mitchell, Director of Trading and Portfolio Development at Wealthcare, who explains: What rebalancing is and it’s importance in risk management Benefits of rebalancing at the...

Are you considering your legacy and who should inherit your wealth?    Philanthropic giving can leave a lasting impact beyond your immediate family. In our latest article, Estate Wealth Charitable Donating: How to Minimize Issues and Maximize Impact, Michael Dunn, Chief...

What makes you feel secure? Is it a certain amount of money in the bank? Working at a job you love? Spending time with loved ones? Getting a clean bill of health from your doctor? There are many different measures we can use when we talk about the idea of “security.” But when it comes to...

When you hear the word “retirement,” does it bring to mind an ending, or a beginning? While it’s true that retirement marks the ending of one phase of life, it’s also true that retirement is a new beginning. And just like graduating from school, getting married, having children, or any...

Am I going to be okay?   My clients come to me with many different questions about saving money, retirement, and managing their finances. But the heart of every question is the same: they want to know if they’re going to be all right.   You probably have many of the same...

Financial literacy isn't just about numbers—it's about living the life you've always wanted. Our latest article delves into the significance of financial education at every stage of life, from mastering budgeting basics to navigating retirement spending.   It's an opportune moment to...

Ever thought about life from a mouse's perspective?    Your main goals? Devour cheese. Dodge cats. Our latest article dives into this quirky analogy to shed light on our financial journeys.   From chasing more moolah to dodging financial frights, we're all about finding...

You may not think of your financial plan as a “work of art,” but a lot of finesse goes into striking the right balance. Inspired by Michelangelo’s David, I invite you to take a similar approach to “sculpting” your financial plan, rather than “painting” it.   Check out our latest...

Everyone loves a good story.  But the stories we tell ourselves about our financial picture — how we frame our situation and experiences — can sometimes hold us back from enjoying our wealth.  Taking time to reflect upon how (and why) we see our finances through a particular...

If you’re like most of the people I talk to, “safety” and “security” are top of mind. In fact, it’s probably the underlying reason you work with a wealth advisor in the first place. But is safety the same as security? A lot of investors may think so. The reality is that there is...

If you've made a resolution for 2024 to be the year you take control of your financial future, but aren't really sure where to start - boy, do we have a list for you! As you look at your financial plan, here are 10 areas to consider — and when you're ready to discuss, give us a call. 1....

Happy 2024!  We have much to look forward to in this new year!  For one, the grandbaby that didn't quite hit her due date in 2023 and has decided she would keep us waiting 'til the next year to make her appearance.  Still waiting.  But we know babies don't always come when...

The holiday season is a time of joy, warmth, and generosity. However, as the days inch closer to Christmas, the temptation to overspend and succumb to the "Christmas creep" can be strong. It's all too easy to get caught up in the hustle and bustle, thinking you need just one more gift or worrying...

In today's fast-paced world, where financial decisions can significantly impact our lives, having a financial planner by your side is more valuable than ever.  Yet a surprising number of investors choose to go it alone, hung up on common misconceptions regarding financial planners. It’s...

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Beacon Article 01 06 22...

Charitable Giving...

Bunches of Tax Deductions...

Estate Planning Awareness Month...

16 Sep 2021 The 411 on President Biden’s “American Families Plan” in The Friday Brief by Ryan Smith, CFP®, RICP®, MSFP A little over a year ago I wrote a Brief about the tax plan Joe Biden was proposing during his campaign to be the Democrat nominee for President....

Back To School Basics Investing 101...

Parenting Rich Kids An interesting blog post on raising children.........

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If you live in Idaho and are interested in learning what your Idaho tax credit is, please watch this,  ...

Its Time For Your Checkup Wcm...

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